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Terms and Conditions for

These are the terms and conditions of

  1. Use of Web Site on these Conditions
    All use of the web site  ("the Site") is on the terms and conditions below.

    If you do not agree to these conditions, cease use of the Site immediately. The use of the Site is also subject to our Data Protection Act "Privacy" statement that is displayed on the Site.

    You may print and keep a copy of these terms. They are a legal agreement between us and can only be modified with our consent. We reserve the right to change the terms at our discretion by changing them on the web Site.

  2. Accuracy of Information and Disclaimer  ("Us") do our best to ensure all information on the Site is accurate.

    If you find any inaccurate information on the Site let us know and we will correct it, where we agree, as soon as practicable.

    You should ensure information you send to us is accurate and does not breach anyone else' rights such as copyright or is libellous, obscene, menacing, threatening, offensive, abusive, fraudulent, criminal or infringes the rights of other people or in is in any way illegal. Remember that the Site can be viewed around the world and the information you send to us may be published on the Site.

    You should independently verify any information before relying upon it.  In particular, you should verify any third party material.

    We make no representations that information is accurate and up to date or complete and accept no liability for any loss or damage caused by inaccurate information. The Site gives a large amount of statistical data and there will inevitably be errors in them.

    Although we hope the Site will be of interest to users, we accept no liability and offer no warranties in relation to the Site and the content, to the fullest extent such liability can be excluded by law.

    Any views expressed in messages on the Site are not necessarily those of or anyone connected with it.

  3. Copyright and Postings on the Site
    You must make sure you own all the intellectual property rights, including copyright and database right, in Postings/message which you send to us to publish on the Site ("Postings"). If in doubt, provide a link not a copy. Make sure there is no legal obligation, contract or other restriction which would prevent your making the Postings.

    Anonymous Postings are not accepted.

    You should retain copies of all Postings and other postings and information you send to us electronically, through the Site or otherwise.

    You waive your moral rights to be identified as author of the Posting and let us modify the Posting. It may, for example, be necessary to shorten Postings or cut them to fit the Site.

    If there are any restrictions as to the use to which we can put the Postings we must be told in advance and we may have to reject it. We reserve the right to reject any Postings at our discretion.

    All Postings received will be assumed to be for publication on the Site and any further use, at the discretion, of on an exclusive, royalty free, perpetual basis.

    The Site contain copyright material, trade names and other proprietary information, including, but not limited to, text, software, photos, graphics and may in future include video, graphics, music and sound. The entire contents of the Site are protected by copyright law. We, or our licensors, own copyright and/or database right in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, (including these terms) in whole or in part except as provided in these Terms.

    If you wish to use any of the material on the Site then you must contact us first and obtain our express consent. You may download information from the Site for your own personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without our express permission and that of the copyright owner. In the event of any permitted copying, redistribution or publication of copyright material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyright material. and the logos on the Site are trade names. You may not use those names without our consent.

    We provide hypertext links to other Sites that are operated by other people. Using such a link means you are leaving our Site and we take no responsibility for, and give no warranties, guarantees or representations in respect of any linked Sites.

  4. Bulletin Boards
    We may set up and encourage users of the Site to contribute to our bulletin boards (as and when we make these available). You must follow our Bulletin Board Rules of Posting if we set up a Bulletin Board and use will only be authorized on that basis.

    We expect many of those contributing to our message boards to have strong views about the matters discussed, but the Site is subject to the laws of libel and you and we could be sued if you are not careful in what you say. You should not make libellous postings or any postings which are illegal or breach copyright, database or other related rights. It is your responsibility to check this out and we do not accept any liability in this respect.

    If you see any information there which breaches your or anyone else's rights or may be illegal, defamatory or otherwise should be removed, let us know immediately and, where we agree, we shall do our best to remove it as soon as possible.

    You must indemnify (pay) us for any losses we suffer if you breach this provision or any other provision of these Terms or the Bulletin Board Rules of Posting.

    Although we listen to users' suggestions for new message boards, we cannot guarantee to include every topic everyone requests.

    We reserve the right to remove postings to message boards or edit them at our discretion, but have no obligation to do so.

    Subscribers must ensure only they use those message boards and they do not allow non-subscribers to use them using a subscriber's own password.

    Subscribers must keep their passwords confidential.

  5. Our Liability
    We provide most information on this Site free of any access charge. Whether or not charged for the information provided on the Site is provided on the basis of no liability for the information given. Where we provide a chargeable service to you we accept liability for direct loss arising from our not having used reasonable skill and care in the provision of such services up to the price you have paid us in any year, in the year of claim.

    In no event shall we be liable to you for, in the case of non-chargeable services any direct, and for both chargeable and non-chargeable services any indirect or consequential loss, loss of profit, revenue or good will arising from your use of the Site or information on the Site. Subject as provided below, all terms implied by law are excluded.

    We accept liability for death or personal injury caused by negligence or responsibility for fraudulent misrepresentation that cannot, under English law, be excluded.

    We are a distributor (and not a publisher) of content supplied by third parties and users of the Site. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or users, are those of the authors or distributors and not of us. We do not necessarily endorse nor are we responsible for the accuracy or reliability of any opinion, advice or statement made on the Site.

    The information on the Site is not intended to address your particular requirements. Such information does not constitute any form of advice or recommendation by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment, or other, decisions. You should take your own advice.

    If you make an arrangement with anyone named or connected with the Site this is at your sole risk.

    Where the information on the Site consists of pricing or performance data, the data has been obtained from company reports, periodicals, and similar sources which we believe to be reliable. However we do not guarantee data computations.

  6. Barring from the Site
    We reserve the right to bar users from the Site, on a permanent or temporary basis at our discretion. Any such user shall be notified and must not then attempt to use the Site under any other name or through any other user.

  7. Chargeable Services
    Any chargeable services are clearly marked as chargeable on the Site and the price is shown. You provide your card details as payment, in advance.

    You may only use your own card and not someone else and you may only order for yourself for your own private investment purposes.

    You must be 18 years (or older if the age of majority is older in your country).

    We reserve the right to reject any order at our discretion without giving any reason to you.

    Our liability for our services ordered by you is set out in paragraph 5 and otherwise in these Terms.

    You may terminate a chargeable service at any time.

    Where you purchase goods or services having been directed from the Site through a link to a third party any contract you may choose to form with them, or use of their web site is a matter between you and them. We do not accept any liability for the quality or type of services or goods provided by those whom we mention on our Site or to whom we have linked our Site. It is for you to make your own judgment about the quality of such providers. We exclude all liability both under contract and under the law of tort including without limitation liability for misrepresentation to the fullest extent permitted by law in this respect.

  8. Booking Services
    Where we enable users of the Site to book a hotel through the Site then we are acting as an agent on behalf of the hotel.  You should familiarise yourself with the hotel's own Terms and Conditions before making a booking through us.  Any booking made through us will not become effective until it has been confirmed by the hotel.

    We do not assume liability for bookings made with hotels.

    We reserve the right to provide alternative accommodation if your first choice is unavailable and any contract will be between you and the alternative hotel. 

    You should be aware that hotels may charge an administrative fee or the whole booking fee in the event that a booking is subsequently cancelled.

    When making a booking you authorise us to pass on all your personal details and your credit card information.  We have no control over your information and credit card information once we pass the material on to a third party.  You accept that we have no liability for passing such information to a third party.

    We cannot guarantee the level or quality of any hotel and you must satisfy yourself when making a booking that the hotel meets your expectations and particular needs.

  9. Legal Jurisdiction and Dispute Resolution
    English law shall apply to these terms, notwithstanding the jurisdiction where you are based. You irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts. The place of performance shall be England.

    We make no warranty or guarantee that the s or information available over them complies with laws other than those of England. 

  10. General
    Any formal legal notices should be sent to us at the address at the end of these Terms by email confirmed by post. 

    Failure by us to enforce a right does not result in waiver of such right.

    You may not assign or transfer your rights under this agreement.

    We may amend these Terms at any time by posting a variation on the Site.

  11. Further Information
    Further information on these conditions or any queries on them can be obtained from:

    The Legal Officer
    28 Friar Gate
    DE1 1BX

    Telephone 01332 231875
    Or email:

    Our Internet Service Provider is Netready Limited
    Telephone 0845 066 9990
    Facsimile   0870 206 9990
    Or Email